Buying a House After Bankruptcy
by Scott Bilker
How hard is it to buy a house after filing for chapter seven bankruptcy? How long will it take to get a house? What are some of the things I need to do before even going to try to buy a house?
Divorce and credit
by Scott Bilker
I am in the process of divorce and there are several credit cards and creditors that will need to be paid, but I have been advised by my attorney to make only the minimum payment between now and the trial for the divorce. Many of these are also overdue and so collection agencies, etc. call me to try and collect. How can I approach these creditors and let them know that the debt will be repaid eventually, but that circumstances prevent me from paying the debt in full at this time?
Fearless Books review of "Credit Card and Debt Management"
by D. Patrick Miller
Like thousands of small business entrepreneurs, I went to my local bank for a start-up loan when I decided to become an independent publisher. Like many of those same entrepreneurs, I got the cold shoulder when it came to financing an enterprise that had passion rather than profit as a central motivation.
Biweekly mortgage may be a rip-off
by Scott Bilker
Biweekly mortgages have been touted by many companies as being an excellent way to save money and pay off your mortgage earlier. Some companies even claim that "it won't cost you any more than you're paying now." What a crock! What do you think a true biweekly mortgage saves you?
Lower your credit-card APR right now!
by Scott Bilker
When was the last time you took a look at your credit card APR (Annual Percentage Rate)? What do you do if you discover that you are paying too much for your loans? Well, quite simply, make the bank lower your rate. Sound impossible? More than half of the time I've been able to make my banks lower their interest rates. The trick is to have the right deal-breaker.
Car Financing Smarts
by Scott Bilker
My father asked me to help him pick out a new car. After visiting several new car dealers in the area, we finally found one with a car that had the price and features we were looking for. Once the negotiations were complete, and the price was agreed upon, it was time for the dealership to add in those extras such as; tags, processing fees and anything else they could.
Review of "Credit Card and Debt Management" by Scott Bilker
by Sue Seppo
Although this slim book has only 140 pages, including the index, don't expect to read and digest this in an hour. To become a debt manager, you must do more than read this book, you will have to actually do the work! There's that awful word: work.
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